Welcome to Accredo - Tricare

Specialty medications are typically used to treat complex and long-term conditions and usually have to be stored or handled in special ways. You may take specialty medications for conditions such as multiple sclerosis, rheumatoid arthritis, hepatitis C and cancer. Visit the TRICARE formulary search tool or view the specialty drug list to see if you are taking a specialty medication.

You can call Accredo at 877-882-3324 to get started. A patient care advocate will gather your doctor’s information and work with Accredo pharmacy staff to have your new prescription sent to Accredo.

• Call 877-882-3324 or use accredo.com or the mobile app.
• You’ll get a reminder (call or text) when it’s time to reorder.
• Out of refills? Accredo will work with your doctor.

Accredo provides specialty medication at TRICARE Home Delivery to beneficiaries that have historically been serviced by Express Scripts® Pharmacy.

If you are filling a specialty medication at Express Scripts® Pharmacy and you have refills, your prescription will be transferred to Accredo. You do not need to take action. A patient care advocate will still call you to schedule your delivery and review your prescription. You can also call Accredo for help understanding these changes.

Accredo will check benefits and contact you if not covered.

• New prescriptions: 5–7 days (includes coordination time).
• Refills: 24–48 hours.

This may vary for TRICARE beneficiaries filling overseas. Call Accredo for assistance if you need your specialty medications delivered overseas.

Accredo uses special packaging and coolant packs to maintain temperature.

Overnight delivery may be an option for emergency medication needs, but is not guaranteed.

Copays will increase for DoD Beneficiaries effective January 1, 2026, as follows:

Changes to your TRICARE prescription drug copayments in 2026

Copayment changes for your prescription drugs will go into effect January 1, 2026. Copayments will change at TRICARE Home Delivery, which includes the specialty pharmacy Accredo, to provide expanded clinical services for patients with complex and chronic health conditions and retail pharmacies. There is still a $0 copay for prescriptions filled at military pharmacies.

Why the change?

The National Defense Authorization Act (NDAA) for fiscal year (FY) 2018 established changes to TRICARE prescription copayments. Your prescription copayments vary based on where you fill your prescription and on the prescription’s formulary status (generic, brand-name, or non-formulary).

If you are an Active-Duty Service Member (ADSM), you will continue to have $0 copays for covered drugs at military pharmacies, network retail pharmacies and TRICARE Home Delivery. Copayments for dependent survivors of ADSMs and medically retired service members and their dependents will remain the same.

What are the copayments as of January 1, 2026?

TRICARE Home Delivery (Up to a 90-day supply)

• Tier 1 Generic Formulary drugs will increase from $13 to $14.
• Tier 2 Brand-Name Formulary drugs will increase from $38 to $44.
• Tier 3 Non-Formulary drugs will increase from $76 to $85.

Retail Network pharmacies (Up to a 30-day supply)

• Tier 1 Generic Formulary drugs will remain at $16.
• Tier 2 Brand-Name Formulary drugs will increase from $43 to $48.
• Tier 3 Non-Formulary drugs will increase from $76 to $85.

Retail Non-network pharmacies (Up to a 30-day supply)

Note: Beneficiaries using non-network pharmacies may have to pay the total amount of their prescription first and then file a claim to receive reimbursement. Reimbursements are subject to deductible or out-of-network cost shares and copayments.

Formulary:

• TRICARE Prime: 50% cost-share after Point of Service (POS) deductibles.
• For those who are not enrolled in TRICARE Prime: $48 or 20% of total cost, whichever is greater, after annual deductible is met.

Non-Formulary:

• TRICARE Prime: 50% cost-share after POS deductibles.
• For those who are not enrolled in TRICARE Prime: $85 or 20% of total cost, whichever is greater, after annual deductible is met.

Non covered:

• All beneficiaries: No reimbursement is authorized.

Where can I learn more about the coverage and cost of a medication?

The Formulary Search Tool provides information about your medication coverage and cost. A medication search through the Formulary Search Tool will show you:

• Information about the drug and where it can be filled (military pharmacies, home delivery, network retail pharmacies)
• Coverage results and requirements, such as prior authorization and medical necessity
• Alternative drug options
• Copayments (if applicable)

The Formulary Search Tool will not reflect 2026 copayments until January 1, 2026.

You can also visit tricare.mil/Costs/Compare for the 2026/2027 cost tables and details about NDAA copayment protections. This will be updated as of January 2026.

How can I find a military pharmacy?

Find a military pharmacy by visiting tricare.mil/mtf.

How can I find a local, retail pharmacy?

Find a local, network retail pharmacy by using the Find a Pharmacy tool.

Who should I contact if I have questions?

• If you have any questions about copayment changes, or you need help with your pharmacy benefit, call Express Scripts, toll-free at 877-363-1303.
• For specialty medications, call Accredo at 877-882-3324.

The cost of your medication will always be reviewed with you during order scheduling. Accredo provides specialty pharmacy services for TRICARE Home Delivery and in some cases is able to fill drugs that are not available at TRICARE Home Delivery. This is because Accredo can operate as a mail order pharmacy and a retail pharmacy to ensure you have a seamless pharmacy experience. Depending on the drug you fill at Accredo, you may pay the home delivery copayment or the retail copayment. You can learn more about 2024 copayments at TRICARE Home Delivery and retail pharmacies here.

You can pay by debit or credit card (American Express, Discover, MasterCard or Visa), with your checking account, or through a flexible spending account (FSA). You may also send a check via mail to: Accredo Health, Inc., PO Box 954041, St. Louis, MO 63195.

You may also pay for your specialty medications by logging into your Accredo web or app profile. If you need to sign up for an Accredo web or app profile, please click here.

No, Accredo offers shipping at no additional cost with safe, on-time delivery. Accredo utilizes national carriers for delivery of orders.